Multiple gateways, card processing, ACH, e-checks, EMV and POS — with underwriting and chargeback prevention built around high-risk businesses rather than bolted on.
Structure Payments delivers payment solutions across industries with an emphasis on innovation, security and flexibility — e-commerce processing, high-risk merchant accounts and recurring billing, supported by real risk management.
The point is choice: the right gateway and payment mix for how your business actually sells, rather than a single fixed configuration you have to work around.
Every capability below is available on high-risk accounts, not reserved for low-risk merchants.
Choose the gateway that suits your industry, business model and customer preferences, across e-commerce, retail and high-risk sectors.
Experienced underwriters assess transaction patterns and regulatory requirements to build strategies that protect you from fraud and chargebacks.
Monitoring that detects transactional anomalies, plus fraud detection, merchant education and real-time alerts to keep ratios healthy.
Tailored card processing built for security, compliance and efficiency in verticals like firearms, nutraceuticals and MLM.
A secure, efficient alternative to card payments, with verification processes suited to high-risk sectors.
Secure electronic fund transfers designed for high-risk industries with compliance requirements.
Chip card and mobile payment acceptance that increases transaction security in person.
Point of sale terminals handling credit, debit and contactless payments through a straightforward interface.
Advanced encryption and security protocols protecting customer information through the whole transaction.
Credit and debit cards, ACH transfers, e-checks, EMV chip cards and contactless mobile payments. Structure Payments supports all of these on high-risk accounts, in-store and online.
Yes. Multiple gateways are available, and the right one depends on your industry, business model and how your customers prefer to pay. That choice is part of the underwriting conversation.
Through monitoring that detects transaction anomalies, fraud detection tooling, real-time alerts and merchant education — so disputes are prevented rather than just reported after they land.
Underwriting, gateways, and chargeback tooling tuned to the way your industry actually sells.
Supplements, subscriptions, and free-trial models.
Learn more →FFL dealers, ranges, and online 2A retailers.
Learn more →E-liquid, devices, and age-verified checkout.
Learn more →Distributor networks and recurring commissions.
Learn more →High-ticket programs, courses, and memberships.
Learn more →Agencies, tours, and future-delivery bookings.
Learn more →Rebills, trials, and continuity billing at scale.
Learn more →Software, remote support, and warranty plans.
Learn more →Deposits, progress payments, and on-site card acceptance.
Learn more →If a bank called you “too risky,” we want to talk.
See all industries →We do everything possible to get you approved, and most merchants are processing within about 48 hours. No obligation to see your real rate.