HIGH RISK MERCHANT ACCOUNT
Structure Payments is certified as experts in high-risk payment processing across all U.S. states. Our specialized knowledge and certifications empower us to navigate the intricacies of high-risk industries, ensuring compliance with state regulations and industry standards. This comprehensive expertise allows us to provide tailored solutions to businesses facing unique challenges, regardless of their location within the United States. With a commitment to excellence and a deep understanding of regional nuances, Structure Payments stands as a trusted partner for high-risk merchants across the entire nation.
WE PROVIDE MERCHANT ACCOUNTS IN ALL OF THE UNITED STATES
Alabama AL
Alaska AK
Arizona AZ
Arkansas AR
California CA
Colorado CO
Connecticut CT
Delaware DE
Disctrict of Columbia
Florida FL
Georgia GA
Guam GU
Hawaii HI
Illinois IL
Indiana IN
Iowa IA
Kansas KS
Kentucky KY
Louisiana LA
Maine ME
Maryland MD
Massachusetts MA
Minnesota MN
Mississippi MS
Missouri MO
Montana MT
Nebraska NE
Nevada NV
New Hampshire NH
New Jersey NJ
New York NY
North Carolina NC
North Dakota ND
Ohio OH
Oklahoma OK
Pennsylvania PA
Puerto Rico PR
Rhode Island RI
South Carolina SC
South Dakota SD
Tennessee TN
Texas TX
Utah UT
Vermont VT
Virgin Islands VI
Virginia VA
Washington WA
Washington DC
West Virginia WV
Wisconsin WI
Wyoming WY
According to the Pew Research Center, in less than a decade, the share of Americans who go “cashless” in a typical week has increased by double digits. Today, roughly four-in-ten Americans (41%) say none of their purchases in a typical week are paid for using cash, up from 29% in 2018 and 24% in 2015, according to a newPew Research Center survey.
Conversely, the portion of Americans who say that all or almost all of their purchases are paid for using cash in a typical week has steadily decreased, from 24% in 2015 to 18% in 2018 to 14% today. Still, roughly six-in-ten Americans (59%) say that in a typical week, at least some of their purchases are paid for using cash.
Growing shares of Americans across income groups are relying less on cash than in previous years. This is especially the case among the highest earners: Roughly six-in-ten adults whose annual household income is $100,000 or more (59%) say they make none of their typical weekly purchases using cash, up from 43% in 2018 and 36% in 2015.
Americans’ habits related to carrying cash vary by age. Adults under 50 are less likely than those ages 50 and older to say they try to always have cash on hand (45% vs. 71%). And just over half of adults younger than 50 (54%) say they don’t worry much about whether or not they have cash on them, compared with 28% of those 50 and older.
As the United States of America transitions towards a cashless economy, it has become increasingly crucial for businesses, particularly those deemed high-risk, to adapt to this evolving financial landscape. With cash transactions declining and electronic payments becoming the norm, having a reliable credit card processor is essential for high-risk businesses to facilitate smooth and secure transactions.
High-risk businesses, such as those operating in industries like online gaming, adult entertainment, or pharmaceuticals, often face challenges in obtaining payment processing solutions due to their perceived higher risk profiles. Traditional banks and financial institutions may be reluctant to provide services to these businesses, leaving them without viable payment processing options.
However, in a cashless society, the need for electronic payment solutions becomes even more pressing. High-risk businesses require a credit card processor that specializes in serving their unique needs and understands the challenges they face. Such processors offer tailored solutions designed to mitigate risk and ensure compliance with industry regulations.
A reputable credit card processor, like Structure Payments, for high-risk businesses provides several benefits:
Risk management: Advanced fraud detection and prevention measures to protect against chargebacks and fraudulent transactions.
Flexibility: Understanding of the specific risks associated with different industries and willingness to work with high-risk businesses to find suitable processing solutions.
Competitive rates: Transparent pricing structures with competitive rates to ensure affordability while providing high-quality service.
Secure payment gateway: Secure, reliable payment gateways that comply with industry standards and regulations to protect sensitive customer data.
Dedicated support: Access to knowledgeable and responsive customer support representatives who can provide assistance and guidance as needed.
By partnering with Structure Payments as your credit card processor we specialize in serving high-risk businesses, entrepreneurs in the United States that can navigate the transition to a cashless economy with confidence, knowing that their payment processing needs are being met by experts in the field.
Structure Payments stands as the premier selection for merchant services within the all high risk industries. Our central objective is to provide lasting merchant accounts, empowering our clients to grow their businesses without apprehensions about frozen funds. It is vital to collaborate with a company adept at managing various forms of industry compliance and standards.
With years and years of professional experience, we bring a wealth of knowledge and expertise that instills confidence and nurtures success for our merchants. Our services include chargeback protection, a resilient underwriting process, and remarkably low rates, establishing Structure Payments as the leading provider for all high risk merchant accounts.
Structure Payments excels in assisting businesses similar to yours in overcoming payment processing challenges. Our proficiency lies in providing customized merchant accounts specifically crafted for all high-risk businesses and services, seamlessly aligning with your business objectives. With years of experience, we have committed ourselves to assisting high-risk companies across various industries, elevating customer service, and aiding them in gaining a competitive edge, ultimately propelling their success.
Enroll today and, within just 2 days, initiate enhanced processing capabilities for your business with the support of our skilled team, proven tools, and merchant account.
High-risk businesses often find themselves navigating a complex financial landscape, where traditional payment processing solutions may be inaccessible or inadequate. In such scenarios, Structure Payments emerges as a preferred choice for these enterprises. One compelling reason high-risk businesses opt for Structure Payments is its specialized expertise in catering to their unique needs. Unlike conventional payment processors, Structure Payments understands the intricacies and challenges associated with high-risk industries, allowing them to offer tailored solutions that address specific risks and compliance requirements.
Moreover, Structure Payments provides high-risk businesses with a level of flexibility and customization that is often unavailable through other payment processing providers. This flexibility extends to risk management strategies, pricing models, and payment gateway options, empowering businesses to adapt their payment processing solutions to their individual circumstances and risk profiles. Such flexibility is crucial for high-risk businesses, as it enables them to navigate the complexities of their industries while maintaining financial stability and regulatory compliance.
Additionally, Structure Payments' commitment to transparency and integrity resonates strongly with high-risk businesses. These enterprises operate in environments where trust and reliability are paramount, and Structure Payments' transparent pricing structures, clear terms of service, and adherence to industry regulations instill confidence among clients. By fostering a transparent and trustworthy relationship with its clients, Structure Payments establishes itself as a dependable partner for high-risk businesses, helping them navigate the challenges of the modern financial landscape with confidence and peace of mind.
In summary, high-risk businesses choose Structure Payments for its specialized expertise, flexibility, and commitment to transparency. By partnering with Structure Payments, these enterprises gain access to tailored solutions that address their unique needs, enabling them to navigate the complexities of their industries while maintaining financial stability and regulatory compliance.
A high risk credit card processing professional will be in touch immediately.