An extensive network of banks and financial institutions, thousands of high-risk merchants served, and the relationships that make placement possible.
Structure Payments is built around being a long-term partner for merchants, with relationships based on trust, reliability and mutual success — including help navigating the compliance demands that come with a high-risk classification.
That matters most at the moment a bank changes its risk appetite. Depth of banking relationships is what turns that from an existential problem into a placement conversation.
The experience and relationships an account is placed through.
Two decades in the financial industry, spent providing strategic guidance, mitigating risk and building solutions for high-risk merchants.
An extensive network giving merchants a genuine range of options, and the flexibility to be matched rather than force-fitted.
A seasoned authority in payment processing, with deep experience facilitating secure transactions at scale.
Clients across high-risk industries including nutraceuticals and travel.
In-depth knowledge of industry regulation combined with modern risk management systems.
A relationship that extends past transactions into strategic advice on compliance and risk management.
Structure Payments brings nearly 20 years of experience in the financial industry, focused on high-risk payment processing and merchant account placement.
Structure Payments maintains an extensive network of banks and financial institutions — roughly 30 banking and processing relationships — which is what allows merchants to be matched to a suitable partner rather than declined outright.
Thousands of merchants across high-risk industries, including nutraceuticals, travel, firearms, vape and nicotine, MLM, coaching, subscriptions and tech support.
Underwriting, gateways, and chargeback tooling tuned to the way your industry actually sells.
Supplements, subscriptions, and free-trial models.
Learn more →FFL dealers, ranges, and online 2A retailers.
Learn more →E-liquid, devices, and age-verified checkout.
Learn more →CBD, hemp, and cannabinoid products, online or retail.
Learn more →Distributor networks and recurring commissions.
Learn more →High-ticket programs, courses, and memberships.
Learn more →Credit repair, debt relief, and financial services.
Learn more →Agencies, tours, and future-delivery bookings.
Learn more →Rebills, trials, and continuity billing at scale.
Learn more →Software, remote support, and warranty plans.
Learn more →Deposits, progress payments, and on-site card acceptance.
Learn more →Adult content, cam, and dating platforms.
Learn more →iGaming, betting, casinos, and fantasy sports.
Learn more →Gold, silver, bullion, and coin dealers.
Learn more →Software, downloads, e-books, and virtual goods.
Learn more →Cigars, pipe tobacco, and tobacco retail.
Learn more →Collection agencies, debt buyers, and recovery firms.
Learn more →If a bank called you “too risky,” we want to talk.
See all industries →We do everything possible to get you approved, and most merchants are processing within about 48 hours. No obligation to see your real rate.