HIGH RISK MERCHANT ACCOUNT

PROFESSIONAL HIGH RISK PAYMENT PROCESSOR

Experience the success of Structure Payment's proven almost 20 year methods, ensuring swift approval for your high-risk merchant account with the lowest rates. Our implementation process is fast, secure, and fully supported.

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WHAT IS A HIGH RISK MERCHANT ACCOUNT OR PAYMENT PROCESSING AND DO YOU NEED IT?

High risk payment processing refers to the specialized handling of payment transactions for businesses that are deemed to have a greater level of risk associated with their operations. Industries or businesses categorized as high risk typically face elevated levels of chargebacks, fraud, and regulatory scrutiny. This can include sectors such as adult entertainment, online gaming, travel, subscription services, and others. High-risk processing involves employing advanced risk management tools and strategies to mitigate potential financial losses and ensure the security of transactions. Payment processors specializing in high-risk accounts often provide tailored solutions, including robust fraud prevention measures, chargeback management, and compliance support to help these businesses navigate the complexities of their industry.

Businesses may require high risk processing for various reasons. Firstly, they may operate in industries with a history of high chargeback rates, making traditional payment processors hesitant to work with them. Additionally, companies facing legal or regulatory uncertainties, such as those in the cannabis, vape, subscription, MLM, coaching, consulting, or cryptocurrency sectors, may opt for high risk processing to ensure compliance with evolving regulations. Ultimately, high risk processing enables these businesses to access essential payment services, manage risks effectively, and continue operating despite the unique challenges associated with their industry.

The Experts at High Risk Merchant Industries

VAPE NICOTINE

We are the top smoke shop processor. We have new and established customers and approval is fast.

COACHING CONSULTING

If you are in the coaching or consulting business, join many others and use us for your credit card processing. Get the most competitive rates.

FIREARMS

Get your weapons and ammo business up and running with 95% approval. This is one of our specialties.

MLM

Multi-level marketing (MLM) businesses use us and our fully integrated payment gateway. The process is easy and our professionals will help you all the way.

NUTRACEUTICALS

Businesses that sell nutraceutical related products use us to get the best rates in the market. Get up and running quickly.

SUBSCRIPTIONS

Businesses who have weekly, monthly, quartlery, or yearly subscriptions use our payment gateways to automate their cash flow seemlessly.

TECH SUPPORT

We support all sevice oriented businesses. Using our processing allows them to grow their business without the hassles.

TRAVEL

Integrate with our payment gateway to fund your business daily. Travel businesses are one of our most successful customers.

ALL INDUSTRIES

If you have a high risk business we can get you the best rates, fast implementation, and same day funding. Contact us and see why so many businesses choose us.

High Risk Merchants Choose
Structure Payments

High risk merchants choose us for all the right reasons

95% APPROVAL

With almost 20 years of experience we know how to get high risk businesses approve with the major carriers. Sign up and you can immediately start your application process online.

FAST IMPLEMENTATIONS

We have fine tuned the high risk merchant account implementation to get your business approved and processing in days not weeks or months. We have many merchants approved in a few days.

LOW RATES

High risk merchant accounts who use Structure Payments experience some of the lowest rates in the industry. Our in-house experienced professional underwriters help reduce risk, thus lowering rates.

SAME DAY FUNDING

Structure Payments provides merchant account services that grant you access to collected funds on the same day. Our services enable seamless account reconciliation and efficient management of expenses.

PAYMENT GATEWAYS

Out secure exchange of credit card information between banks, customers, and websites is best in the business with our proven payment gateways.

ECOMMERCE INTEGRATIONS

We integrate with all major platforms for ecommerce: Clickfunnels, Shopify, WooCommerce, etc. Use our free virtual terminals if you do not have a website.

24/7 PROFESSIONAL CUSTOMER SERVICE

Handling your payment issues is our top priority. We will answer your calls when you need us. You can trust Structure Payments to keep your business running.

GAIN APPROVAL REGARDLESS OF THE SERVICES OR PRODUCTS

High approvals

We advocate for equal opportunities for all businesses to flourish in their markets. This commitment is reflected in our exceptional approval rates, with a staggering 95% approval for high risk merchant services, we even accommodate merchants with credit scores starting at 500.

Same Day Funding

Structure Payments provides merchant account services that grant fast access to collected funds, eliminating the necessity for overnight waiting periods. Some of our competitors takes weeks to fund. With our solutions, you can seamlessly reconcile all your accounts and expenses.

Banking Sources

We maintain an extensive network comprising almost 30 banks and processing institutions, empowering us to deliver tailored payment solutions for your business. Our dedication lies in identifying the ideal partner and securing competitive rates for card processing services.