Technology

Infrastructure that stays up when volume spikes.

Redundant, auto-scaling cloud on Microsoft Azure, SOC 2 Type 2 certified, with real-time dashboards, automated communications and full API access.

  • ~48-hour approval
  • Declined-elsewhere welcome
  • No long-term contracts
Get approved today
Fill out this form and a merchant services representative will be in touch!
Phone Number
  • ~30
    banks and processing institutions
  • Same day
    access to collected funds
  • ~48 hrs
    from application to processing
  • 24/7
    real people, not a call center

Best-in-class payment technology

Structure Payments runs on modern payment infrastructure maintained by technology specialists who track where the industry is heading rather than reacting to it.

In practice that means advanced gateways, secure data vaults and comprehensive APIs — the tooling needed to manage and optimize payments rather than just accept them.

Capabilities

The platform underneath your account

Reliability and compliance matter more in high-risk, because an outage or a failed audit costs you the account.

  • Redundant, auto-scaling cloud

    Backup mechanisms keep processing running through unexpected events, and resources scale automatically with demand.

  • Microsoft Azure

    Secure, scalable and reliable infrastructure with advanced threat protection and compliance certifications for financial data.

  • SOC 2 Type 2 certified

    Independently assessed for security, availability, processing integrity, confidentiality and privacy of customer data.

  • Dashboards and reporting

    Real-time insight into transactions, sales trends and key performance indicators, with customisable reports.

  • Communication automation

    Automated transaction confirmations, receipts, compliance notifications and customer engagement messaging.

  • API integrations

    Comprehensive documentation and developer resources so payment flows can be customised to your business.

Common questions

Questions merchants ask

Is Structure Payments SOC 2 compliant?

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Yes. Structure Payments maintains SOC 2 Type 2 certification, which independently assesses security, availability, processing integrity, confidentiality and privacy of customer data through ongoing audit rather than a one-off review.

What happens if there's an outage?

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The platform runs on redundant, auto-scaling cloud infrastructure with backup mechanisms designed to keep processing running through unexpected events, and to absorb sudden increases in transaction volume.

Can I see my transactions in real time?

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Yes. Dashboards provide real-time visibility into transactions, sales trends and key performance indicators, with customisable reporting.

Built for your vertical

High-risk is all we do — across every industry banks avoid

Underwriting, gateways, and chargeback tooling tuned to the way your industry actually sells.

Get approved

If you can't get a merchant account, your best chance is with us.

We do everything possible to get you approved, and most merchants are processing within about 48 hours. No obligation to see your real rate.

  • No application or setup fees
  • Declined elsewhere? Still worth applying
  • A dedicated rep, not a call center
Get approved today
Fill out this form and a merchant services representative will be in touch!
Phone Number